Global Ice Age: I Built an Apocalyptic Safe House

borrow money through loans Part 5

Zhang Yi replied, "My name is Zhang Yi. I want to arrange for 500 tables of food. Is there any problem with that here?"

The manager was taken aback. This was the first time they had encountered such a large order since the hotel opened.

However, with such a large order, they certainly had to accept it if it came.

"Mr. Zhang, 500 tables of food will cost over a million. If you need it, we will prepare it for you immediately, but we will need a 200,000 deposit from you in advance."

Zhang Yi replied, "That's no problem. I'll send you the account information, and I'll transfer the money to you later."

With the money at hand, the manager readily agreed and added Zhang Yi as a friend, sending him the bank account information.

Without hesitation, Zhang Yi transferred 200,000 over.

After confirming the deposit with the finance department, the manager immediately began instructing various departments.

"Hurry, we have a big order. Let the procurement department stock up quickly, and the kitchen should temporarily stop taking other external orders!"

"We need to prepare 500 banquet tables within a day!"

...

On the other hand, after hanging up the phone, Zhang Yi couldn't help but sigh, "Although the money will be useless in a month, I still need it to buy things now."

In his hands, there was the inheritance left by his parents and his own savings, totaling around 2 million.

Now, half of it was gone, and to be honest, it was a bit painful.

But on second thought, this was also a good thing.

Many people held bundles of money, only to see it become worthless in the end.

Not everyone had the chance to spend their money.

"However, there are still many places where I need money. I have to figure out how to get more."

Zhang Yi's eyes immediately turned to his own house.

The house was located in the central area of Tianhai City, with an area of 120 square meters, in a community built 10 years ago.

According to the current market, it was worth over 5 million.

"I know, I'll mortgage the house, then I'll have the money, right?"

Zhang Yi smirked, feeling comfortable borrowing money that he didn't have to pay back.

He immediately left home and drove to the bank to apply for a loan.

On the way, he received a message from Fang Yuqing.

"Zhang Yi, the weekend is so boring. I really wish I had someone to go out with me."

Zhang Yi glanced at it and threw the phone aside.

He went to the bank to apply for the loan.

Due to the large amount of Zhang Yi's loan and the complete documentation, as well as the fact that he owned the house outright, the loan was quickly approved. However, the bank only granted him a 4 million loan.

Zhang Yi didn't bother negotiating, as it was all free money anyway, and he didn't have time to argue with the bank.

After signing happily, the bank transferred the money to his account.

"Now that buying the banquet cost over 1 million, I still have around 5 million left."

"It should be enough for the house renovation. However, I still need a large amount to buy medicine and weapons. This money may not be enough."

Rubbing his chin, Zhang Yi began to think about how to get more money.

At this moment, a blonde man on the roadside noticed Zhang Yi lost in thought, and his eyes lit up as he walked over.

"Hey, buddy, do you need money?"

Zhang Yi looked up at the blonde man.

"Who are you?"

The blonde man's smile deepened, and he lowered his voice to ask, "I'm asking if you need money now. But the bank won't lend it to you, will they?"

Once Zhang Yi heard this, he understood what the man was up to.

He must be a loan shark!

Zhang Yi pondered for a moment, playing along.

He sighed and pretended to look troubled, saying, "Yeah, my family business urgently needs funds for turnover, but the bank..."

With a pained expression, Zhang Yi stopped speaking.

The blonde man seemed to understand immediately.

After all, who would go to a loan shark if they could borrow money from a bank through normal channels?

He said to Zhang Yi, "Yeah, nowadays banks are really strict about lending money! Various restrictions and the speed of the loan are slow."

"But brother, if you need money urgently, I can help you out."

Zhang Yi cautiously looked at the blonde man.

"Can you? I need several million!"

When the blonde man heard it was a big deal, his eyes visibly lit up.

He took out a business card from his pocket and handed it to Zhang Yi.

"Our company specializes in helping people in need of funds. As long as you need money, you've come to the right place!"

Zhang Yi took a look at the business card, which read "Duoduo Financial Services Co., Ltd."

And the blonde man's name was Hu Minghua, the business manager.

Zhang Yi said excitedly, "Can you really lend me the money? I need 5 million. As long as you can help me get through this difficult time, I promise to repay the money within three months at most!"

Hu Minghua smiled, "This matter can be discussed. Our company is very powerful, specifically for people like you in need of capital."

"Let's go, let's talk about this matter slowly at our company."

Zhang Yi nodded eagerly and followed Hu Minghua to their company.

The so-called company was in a remote office building.

After entering, Hu Minghua took Zhang Yi to their boss's office.

The boss of this lending company looked rough and tough, but he was wearing a Benetton suit.

Clearly, he was trying to create the image of a regular company.

However, there was a hint of hostility between his brows, a feeling accumulated from years of struggle in society.

Hu Minghua introduced Zhang Yi's basic situation to the boss, "Manager, this is a client who wants to borrow money from us."

The boss, named Chen Xiong, smiled and asked Zhang Yi to sit down.

"Mr. Zhang, how much money do you want to borrow?"

Indeed, this was a high-interest lending company, and the conversation was straightforward like this.

Such companies were not formal, so there weren't so many rules and regulations.

And they had ways to ensure repayment, not worrying about people defaulting on their loans.

Zhang Yi said, "I want to borrow 5 million."

Chen Xiong frowned, "Oh, that's not a small amount. But Mr. Zhang, I must make it clear in advance, our interest rates are very high. You need to be prepared."

Hu Minghua added, "Mr. Zhang's business urgently needs capital turnover. Once the business turns around, this money will be earned back quickly. Right?"

The two of them echoed each other, but Zhang Yi saw through their intentions.

Still, he pretended to be eager and said, "Yes, I can repay quickly. The interest can be higher! As long as you can lend me the money."

I hope this translation meets your needs. If there's anything else you'd like to know, feel free to ask!